Welcome to The People’s Insurance! We’ve got you covered, whether it’s safeguarding you, your loved ones, or your belongings. While no one wants to dwell on the negatives, life can surprise us sometimes. That’s why having the right insurance matters. We’re here to ensure that when tough times hit, your focus remains on what truly matters, not on the financial worries.
What does an Insurance Adviser do?
Understanding Needs: They figure out what kind of insurance you might need based on your life and what you want to protect.
Helping Choose: They suggest the best options for you and explain them in an easy way so you can make a good choice.
Comparing Options: They show you different choices from different companies, so you can see what works best for you.
Making it Fit: They help you find a plan that works for your budget and the things you want to protect.
Helping with Claims: If something happens and you need to use your insurance, they help you through the process to make it as easy as possible.
Keeping it Updated: They check in now and then to make sure your insurance still fits your life, and they help you change it if you need to.
Unsure what’s right for you? Get in touch for a no obligations chat with The People’s Insurance!
Services we can provide:
Risk Insurance
Life Insurance
One of the most important types of insurance you will ever have is Life Insurance. In the event of your death, life insurance provides a one-off lump sum payment to help pay your mortgage, cover your funeral, or make up for lost income for your family when you’re gone. Everyone’s circumstances are different, which is why we work with you to find the right insurance option to meet your needs. Provide for your loved ones should the unthinkable happen.
Health Insurance
Whatever stage in life you are at, your health matters. Health insurance can keep you on the right track. Whether you require an unexpected surgery or need private treatment, health insurance ensures your finances are covered and you can get treated faster.
Trauma Insurance
Expect the unexpected – Trauma insurance provides financial protection and peace of mind should something happen to you that threatens your financial position. Whether you need assistance with medical or rehabilitation costs, trauma insurance allows you and your family to sleep easy knowing you’ve got the best cover possible.
Income Protection
If you are unable to work due to an accident, illness, or redundancy, income protection helps you sustain a secure source of income when you and your family need it the most. Allowing you the freedom to focus on your recovery.
Mortgage Protection
If you are unable to work due to illness, injury or redundancy mortgage protection ensures you keep the roof over your head, even if the unthinkable happens. A steady monthly payment ensures you have the financial support you need to meet your repayment obligations.
Total Permanent Disability
Total and Permanent Disability (TPD) insurance is a safeguard that offers financial support if you’re unable to work due to a serious injury or illness. It provides a lump sum payment, helping you cover living expenses, medical bills, and any necessary lifestyle adjustments. With TPD insurance, you can focus on recovery without worrying about your finances.
Accidental Injury
Accidental injury is a short term financial support that provides an up-front payment should you be injured accidentally. You can use this lump sum for whatever you need: covering treatment costs, getting taxis to work, hiring someone to help with children, or simply taking time off work to recover.
Cancer Care
Cancer Care is a type of specialised health insurance that helps cover costs for cancer diagnosis, treatment, and recovery. It provides cover for cancer surgery, access to specialist consultations and diagnostic tests to confirm a cancer diagnosis, Pharmac and non Pharmac Medsafe indicated cancer chemotherapy drugs, and other support benefits. If you’re diagnosed with cancer, having more choice and control over your treatment plan can make your journey to recovery much easier.
Domestic Insurance
Home Insurance
Home insurance is your safety net against unforeseen disasters. Whether it’s natural calamities, theft, or accidental damage, this insurance protects your home and belongings. With the right policy, you can have peace of mind knowing that your most valuable asset is secure, and you can quickly get back on your feet in case of any unexpected event.
Content Insurance
Content insurance is your guardian for prized possessions. Whether it’s your electronics, furniture, or cherished belongings, this insurance offers protection against theft, damage, or loss. Having content insurance you can rest assured that your treasured items are safeguarded, allowing you to focus on the things that matter most to you.
Vehicle Insurance
Car insurance is your trusty companion on the road. Whether it’s an accident, theft, or unexpected damage, this insurance has got you covered. Having your vehicle insured, you can drive with confidence, knowing that you’re financially protected against any unforeseen events.
Trailor Insurance
Trailer insurance is your reliable partner for adventures on the road. Whether it’s for your camper, boat, or utility trailer, this insurance provides protection against accidents, theft, or damage.
Boat Insurance
Boat insurance is your safety anchor on the water. Whether it’s for your sailboat, yacht, or fishing boat, this insurance provides protection against accidents, theft, or natural calamities.
Landlord Protection
Landlord insurance is fit for your rental properties. Whether it’s protection against damage, loss of rent, or liability issues, this insurance provides peace of mind for property owners. You can ensure that your investment is secure and well-protected, allowing you to focus on the benefits of being a landlord.
Business Insurance
Liability – Public & Statutory
Public and statutory liability insurance is your essential protection against unforeseen legal and financial risks. Whether it’s third-party injury or property damage, this insurance provides coverage for legal expenses and compensation costs
Tool Cover
Have a vehicle or shed full of tools with no cover? Whether it’s for your construction tools, machinery, or specialized equipment, this insurance provides protection against theft, damage, or loss.
Business Site Cover
Whether it’s your office, retail space, or manufacturing facility, this insurance provides coverage against natural disasters, theft, or structural damage for all sites and business buildings.
Commercial Motor Vehicle
Whatever business you are in, our team can help insure your work vehicle to protect you against accidents, theft, or damage while your business is on the move.
Shareholder Protection
Shareholder protection insurance is a smart shield for your business’s future. Whether it’s unexpected events like critical illness or death, this insurance ensures a smooth transition. By having this policy you can guarantee that your business remains secure, providing financial stability for all shareholders and the company’s future growth.
Key Person Protection
Whether it’s the loss of a vital employee due to illness or death, this insurance provides financial support to help your company navigate through challenging times. With this type of policy you can ensure the continuity of your business operations, allowing you to focus on sustaining your company’s success.
Group business Health Insurance
Need health cover for all your staff? Group health insurance is your employees’ well-being assurance. It offers a safety net for medical expenses, ensuring your team has access to quality healthcare when they need it.
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