Here at The People’s Finance, we have a young passionate team of mortgage advisers and certified financial advisers who can offer you a full range of financial services. From helping you into your first home, reviewing your existing mortgage, consolidating debt or assisting you with your financial goals.
We understand that buying a home can be a daunting thought, however, you’re not alone with The People’s Finance. A house is often the biggest financial commitment you will make and using a mortgage adviser is a smart move.
What does a Mortgage Adviser do?
As licensed financial advisers we act as a middleman between you and potential lenders. We work on your behalf with banks to find the best mortgage that fits your needs. We take care of all the behind the scenes stuff – from the initial gathering of documents, submitting your application, right through to getting the home loan over the line and negotiating some amazing interest rates! Once you’ve decided on a loan and lender that works for you, we ensure the transaction runs smoothly through to closing day. We deal with your chosen bank, solicitor and real estate agent. The best part is it’s all free!
Want to find out more? Contact one of our Mortgage Advisers today at The People’s Finance!
(The People’s Finance always working hard for you)
We can help you with:
Are you looking to buy your first home? Perhaps you’re ready to build that dream home? Whether you’re nesting or investing we’ve got a home loan to suit your needs. We’ll work with you to create a plan to ensure you pay your mortgage off faster. We can answer all your mortgage related questions and walk you through the process of getting a home loan.
With mortgage rates at historical lows, you may be wondering if now is a good time to be refinancing. Break fees can be expensive and it may be best to wait. Let us do the hard work for you. We can advise you on whether you should break or hold, fix or float. If you do decide to refinance, we can help you get a great new home loan rate.
Thinking about buying a new car? Want to go on holiday? Have some unexpected bills weighing you down? A personal loan is a quick and easy way to borrow money when you need it most! We work with you and tailor a loan to best suit your needs.
Debt consolidation loans
Are you wanting to get your finances back on track and under control? Are you juggling multiple debt sources? We can help by wrapping up multiple loans into one easy to manage loan – making your life easier.
Are you wanting to start a new venture or expand your existing business but don’t quite have the funds to get started? Whatever your business needs we’re here to help.
Did you know KiwiSaver isn’t just a retirement scheme? Your KiwiSaver can be used as part of your deposit to buy your first home or purchase that land you’ve had your eye on, and build your first home! We’ll help you with the ins and outs of getting your KiwiSaver ready to go, for when it’s time to use it.
Get in touch by completing the form below. Ask about our free consultation.